Posted on January 10, 2019 - 10:14 AM
by Tim Stammen
Don’t go on a spending spree using credit if you are thinking about buying a home, or in the process of buying a new home. Your mortgage pre-approval is subject to a final evaluation of your financial situation.
Every $100 you pay per month on a credit payment could cost you about $10,000 in home eligibility. For example, a car payment of $300/month could mean that you qualify for $30,000 less in a mortgage.
Even if you have accumulated enough savings, you should consider not making any large purchases until after closing. The last thing you want is to know that you could have purchased a new home had you curbed the urge to spend.
Dusty and I wanted to thank you for all of your help and advice in selling and purchasing homes. It was so comforting to know that we had you looking out for our best interest. I don't think we could have pulled it off without you. Julie and Dusty Beam
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